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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,445 | $202,460-33.6% | $169,385-20.6% | $139,456-3.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 10.25% | 532.07%-521.8pp | 405.82%-395.6pp | 373.45%-363.2pp |
| Employer contribution / active EE | $2,525 | $4,691-46.2% | $4,012-37.1% | $4,753-46.9% |
| Participant deferral / active EE | $16,048 | $6,938+131.3% | $6,221+158.0% | $6,711+139.1% |
| Admin fee / account holder | $528 | $10,719-95.1% | $9,011-94.1% | $11,407-95.4% |