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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,120 | $232,540-15.7% | $185,117+5.9% | $147,586+32.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 4.70% | 43.03%-38.3pp | 40.50%-35.8pp | 578.59%-573.9pp |
| Employer contribution / active EE | $1,698 | $5,195-67.3% | $4,182-59.4% | $4,876-65.2% |
| Participant deferral / active EE | $4,387 | $5,834-24.8% | $5,045-13.0% | $5,439-19.3% |
| Admin fee / account holder | $676 | $10,275-93.4% | $8,159-91.7% | $10,886-93.8% |