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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,215 | $110,303-48.1% | $95,759-40.3% | $139,487-59.0% |
| Participation rate | 37.5% | 75.7%-38.2pp | 72.3%-34.8pp | 80.3%-42.8pp |
| Annual return | 13.21% | 27.19%-14.0pp | 28.42%-15.2pp | 373.84%-360.6pp |
| Employer contribution / active EE | $672 | $3,261-79.4% | $2,836-76.3% | $4,755-85.9% |
| Participant deferral / active EE | $3,880 | $4,674-17.0% | $4,244-8.6% | $6,713-42.2% |
| Admin fee / account holder | $1,175 | $6,615-82.2% | $5,678-79.3% | $11,407-89.7% |