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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,210 | $127,296-65.3% | $109,907-59.8% | $167,536-73.6% |
| Participation rate | 33.3% | 77.9%-44.5pp | 74.2%-40.9pp | 82.1%-48.8pp |
| Annual return | 11.37% | 22.97%-11.6pp | 29.46%-18.1pp | 478.82%-467.4pp |
| Employer contribution / active EE | $605 | $3,325-81.8% | $2,844-78.7% | $4,839-87.5% |
| Participant deferral / active EE | $3,009 | $4,513-33.3% | $4,047-25.6% | $6,342-52.6% |
| Admin fee / account holder | $668 | $7,119-90.6% | $6,069-89.0% | $12,315-94.6% |