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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,107 | $106,557-58.6% | $91,227-51.7% | $134,545-67.2% |
| Participation rate | 33.3% | 76.8%-43.5pp | 73.2%-39.9pp | 81.2%-47.9pp |
| Annual return | -17.10% | 160.81%-177.9pp | 114.14%-131.2pp | 418.37%-435.5pp |
| Employer contribution / active EE | $1,026 | $3,332-69.2% | $2,851-64.0% | $4,742-78.4% |
| Participant deferral / active EE | $3,116 | $4,719-34.0% | $4,234-26.4% | $6,401-51.3% |
| Admin fee / account holder | $1,031 | $6,235-83.5% | $5,423-81.0% | $11,431-91.0% |