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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,635 | $61,125-46.6% | $94,057-65.3% | $87,485-62.7% |
| Participation rate | 94.7% | 64.1%+30.7pp | 73.3%+21.4pp | 68.9%+25.8pp |
| Annual return | 17.83% | 35.20%-17.4pp | 480.62%-462.8pp | 26.06%-8.2pp |
| Employer contribution / active EE | $1,975 | $2,136-7.5% | $2,933-32.7% | $2,596-23.9% |
| Participant deferral / active EE | $4,303 | $3,260+32.0% | $4,709-8.6% | $4,274+0.7% |
| Admin fee / account holder | $1,058 | $5,629-81.2% | $7,244-85.4% | $7,775-86.4% |