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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,820 | $135,956-48.6% | $123,894-43.6% | $273,972-74.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -1.66% | 56.63%-58.3pp | 47.52%-49.2pp | 41.46%-43.1pp |
| Employer contribution / active EE | $1,273 | $5,170-75.4% | $4,617-72.4% | $4,869-73.9% |
| Participant deferral / active EE | $2,938 | $6,343-53.7% | $5,984-50.9% | $5,287-44.4% |
| Admin fee / account holder | $436 | $9,817-95.6% | $8,357-94.8% | $10,133-95.7% |