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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,389 | $157,304-16.5% | $141,197-6.9% | $152,909-14.1% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 3.85% | 64.34%-60.5pp | 71.41%-67.6pp | 345.46%-341.6pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $3,231 | $7,111-54.6% | $6,710-51.9% | $5,851-44.8% |
| Admin fee / account holder | $3,479 | $12,126-71.3% | $10,265-66.1% | $11,601-70.0% |