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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,220 | $135,956-56.4% | $123,894-52.2% | $273,972-78.4% |
| Participation rate | 78.6% | 84.1%-5.5pp | 81.4%-2.8pp | 83.0%-4.4pp |
| Annual return | 4.54% | 56.63%-52.1pp | 47.52%-43.0pp | 41.46%-36.9pp |
| Employer contribution / active EE | $655 | $5,170-87.3% | $4,617-85.8% | $4,869-86.5% |
| Participant deferral / active EE | $4,937 | $6,343-22.2% | $5,984-17.5% | $5,287-6.6% |
| Admin fee / account holder | $14,623 | $9,817+48.9% | $8,357+75.0% | $10,133+44.3% |