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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,749 | $176,120-5.3% | $159,487+4.6% | $167,553-0.5% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 16.72% | 331.95%-315.2pp | 263.71%-247.0pp | 478.89%-462.2pp |
| Employer contribution / active EE | $968 | $5,299-81.7% | $4,831-80.0% | $4,840-80.0% |
| Participant deferral / active EE | $7,383 | $7,752-4.8% | $7,354+0.4% | $6,343+16.4% |
| Admin fee / account holder | $1,474 | $12,561-88.3% | $10,804-86.4% | $12,316-88.0% |