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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,651 | $90,504-13.1% | $78,690-0.1% | $273,965-71.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | -3.12% | 75.61%-78.7pp | 62.18%-65.3pp | 41.45%-44.6pp |
| Employer contribution / active EE | $3,673 | $3,176+15.7% | $2,851+28.8% | $4,869-24.6% |
| Participant deferral / active EE | $7,637 | $3,901+95.8% | $3,517+117.2% | $5,287+44.5% |
| Admin fee / account holder | $4,969 | $5,263-5.6% | $4,511+10.2% | $10,132-51.0% |