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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,105 | $92,766+66.1% | $82,763+86.2% | $134,545+14.5% |
| Participation rate | 85.7% | 75.2%+10.5pp | 72.6%+13.2pp | 81.2%+4.5pp |
| Annual return | -22.82% | 946.97%-969.8pp | 702.45%-725.3pp | 418.37%-441.2pp |
| Employer contribution / active EE | $7,502 | $3,273+129.2% | $3,008+149.4% | $4,742+58.2% |
| Participant deferral / active EE | $5,329 | $4,802+11.0% | $4,395+21.3% | $6,401-16.7% |
| Admin fee / account holder | $2,031 | $5,978-66.0% | $5,325-61.9% | $11,431-82.2% |