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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,631 | $76,551-46.9% | $123,894-67.2% | $62,881-35.4% |
| Participation rate | 71.4% | 73.0%-1.6pp | 81.4%-10.0pp | 69.3%+2.1pp |
| Annual return | -3.78% | 18.68%-22.5pp | 47.52%-51.3pp | 20.14%-23.9pp |
| Employer contribution / active EE | $509 | $2,882-82.3% | $4,617-89.0% | $2,281-77.7% |
| Participant deferral / active EE | $2,800 | $4,840-42.1% | $5,984-53.2% | $3,203-12.6% |
| Admin fee / account holder | $11,442 | $4,826+137.1% | $8,357+36.9% | $4,296+166.3% |