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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,273 | $77,816-29.0% | $123,552-55.3% | $64,173-13.9% |
| Participation rate | 60.7% | 74.7%-14.0pp | 82.3%-21.6pp | 69.6%-8.9pp |
| Annual return | 6.47% | 12.49%-6.0pp | 119.20%-112.7pp | 7.63%-1.2pp |
| Employer contribution / active EE | $708 | $3,014-76.5% | $4,628-84.7% | $2,381-70.3% |
| Participant deferral / active EE | $2,761 | $5,240-47.3% | $6,426-57.0% | $3,470-20.4% |
| Admin fee / account holder | $9,329 | $5,519+69.0% | $9,285+0.5% | $4,887+90.9% |