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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,530 | $76,551+309.6% | $123,894+153.1% | $62,881+398.6% |
| Participation rate | 96.4% | 73.0%+23.4pp | 81.4%+15.0pp | 69.3%+27.1pp |
| Annual return | 1.38% | 18.68%-17.3pp | 47.52%-46.1pp | 20.14%-18.8pp |
| Employer contribution / active EE | $12,500 | $2,882+333.7% | $4,617+170.8% | $2,281+448.0% |
| Participant deferral / active EE | $6,489 | $4,840+34.1% | $5,984+8.4% | $3,203+102.6% |
| Admin fee / account holder | $13,506 | $4,826+179.9% | $8,357+61.6% | $4,296+214.4% |