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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,619 | $89,370+311.3% | $141,197+160.4% | $72,976+403.8% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.5%+13.8pp | 69.5%+26.8pp |
| Annual return | 11.40% | 111.88%-100.5pp | 71.41%-60.0pp | 81.02%-69.6pp |
| Employer contribution / active EE | $3,080 | $3,115-1.1% | $4,736-35.0% | $2,440+26.2% |
| Participant deferral / active EE | $6,173 | $5,419+13.9% | $6,710-8.0% | $3,608+71.1% |
| Admin fee / account holder | $6,861 | $5,957+15.2% | $10,265-33.2% | $5,124+33.9% |