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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,481 | $73,863+48.2% | $143,797-23.9% | $68,490+59.8% |
| Participation rate | 96.6% | 66.7%+29.9pp | 80.3%+16.3pp | 67.9%+28.7pp |
| Annual return | -19.62% | 0.91%-20.5pp | -0.04%-19.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $7,902 | $3,185+148.1% | $4,952+59.6% | $2,597+204.3% |
| Participant deferral / active EE | $6,045 | $3,385+78.6% | $5,638+7.2% | $4,028+50.1% |
| Admin fee / account holder | $1,800 | $5,756-68.7% | $14,679-87.7% | $5,403-66.7% |