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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,192 | $77,920-2.2% | $149,723-49.1% | $75,177+1.3% |
| Participation rate | 97.7% | 65.6%+32.1pp | 78.8%+18.9pp | 67.2%+30.5pp |
| Annual return | 21.03% | 31.72%-10.7pp | 134.50%-113.5pp | 160.75%-139.7pp |
| Employer contribution / active EE | $5,838 | $3,138+86.0% | $4,821+21.1% | $2,671+118.6% |
| Participant deferral / active EE | $5,456 | $3,411+59.9% | $5,682-4.0% | $4,126+32.2% |
| Admin fee / account holder | $3,241 | $5,951-45.5% | $13,215-75.5% | $5,651-42.7% |