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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,332 | $117,426-76.7% | $99,470-72.5% | $152,885-82.1% |
| Participation rate | 78.3% | 77.5%+0.7pp | 73.8%+4.4pp | 82.5%-4.2pp |
| Annual return | 27.01% | 31.87%-4.9pp | 30.72%-3.7pp | 345.39%-318.4pp |
| Employer contribution / active EE | $542 | $3,014-82.0% | $2,540-78.7% | $4,763-88.6% |
| Participant deferral / active EE | $2,167 | $4,086-47.0% | $3,619-40.1% | $5,851-63.0% |
| Admin fee / account holder | $319 | $7,634-95.8% | $6,252-94.9% | $11,598-97.3% |