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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,056 | $56,110-53.6% | $94,993-72.6% | $70,126-62.8% |
| Participation rate | 52.0% | 65.0%-13.0pp | 73.9%-21.9pp | 69.5%-17.5pp |
| Annual return | 20.38% | 51.02%-30.6pp | 27.14%-6.8pp | 73.15%-52.8pp |
| Employer contribution / active EE | $259 | $1,442-82.1% | $2,603-90.1% | $2,343-89.0% |
| Participant deferral / active EE | $1,034 | $2,391-56.7% | $3,317-68.8% | $3,332-69.0% |
| Admin fee / account holder | $0 | $3,456-100.0% | $4,960-100.0% | $4,645-100.0% |