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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,151 | $93,617+218.5% | $135,982+119.3% | $75,177+296.6% |
| Participation rate | 94.5% | 75.2%+19.3pp | 81.9%+12.6pp | 67.2%+27.3pp |
| Annual return | 15.81% | 30.89%-15.1pp | 68.32%-52.5pp | 160.75%-144.9pp |
| Employer contribution / active EE | $7,245 | $3,538+104.8% | $4,859+49.1% | $2,671+171.3% |
| Participant deferral / active EE | $13,702 | $6,406+113.9% | $7,760+76.6% | $4,126+232.1% |
| Admin fee / account holder | $8,822 | $6,980+26.4% | $10,767-18.1% | $5,651+56.1% |