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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,921 | $77,817+155.6% | $123,553+61.0% | $64,173+210.0% |
| Participation rate | 96.2% | 74.7%+21.4pp | 82.3%+13.9pp | 69.6%+26.6pp |
| Annual return | -9.33% | 12.49%-21.8pp | 119.21%-128.5pp | 7.63%-17.0pp |
| Employer contribution / active EE | $6,506 | $3,014+115.9% | $4,628+40.6% | $2,381+173.3% |
| Participant deferral / active EE | $10,099 | $5,240+92.7% | $6,426+57.2% | $3,470+191.1% |
| Admin fee / account holder | $668 | $5,519-87.9% | $9,284-92.8% | $4,887-86.3% |