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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,054 | $98,776+183.5% | $149,745+87.0% | $79,856+250.7% |
| Participation rate | 93.3% | 75.8%+17.5pp | 82.5%+10.9pp | 69.6%+23.7pp |
| Annual return | 16.79% | 27.38%-10.6pp | 276.72%-259.9pp | 31.71%-14.9pp |
| Employer contribution / active EE | $6,329 | $3,217+96.7% | $4,646+36.2% | $2,471+156.1% |
| Participant deferral / active EE | $10,689 | $5,681+88.1% | $6,843+56.2% | $3,741+185.8% |
| Admin fee / account holder | $8,175 | $6,053+35.1% | $9,312-12.2% | $5,306+54.1% |