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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,330 | $81,870+16.4% | $119,634-20.3% | $68,490+39.2% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -14.54% | -23.82%+9.3pp | -14.98%+0.4pp | -7.85%-6.7pp |
| Employer contribution / active EE | $7,562 | $2,692+180.9% | $4,232+78.7% | $2,597+191.2% |
| Participant deferral / active EE | $7,077 | $4,148+70.6% | $5,601+26.3% | $4,028+75.7% |
| Admin fee / account holder | $7,396 | $6,583+12.4% | $10,329-28.4% | $5,403+36.9% |