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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,571 | $91,5590% | $133,978-31.7% | $79,856+14.7% |
| Participation rate | 96.3% | 73.3%+23.0pp | 79.8%+16.5pp | 69.6%+26.7pp |
| Annual return | 11.10% | 61.85%-50.8pp | 45.10%-34.0pp | 31.71%-20.6pp |
| Employer contribution / active EE | $6,332 | $2,384+165.6% | $3,919+61.6% | $2,471+156.2% |
| Participant deferral / active EE | $5,452 | $3,734+46.0% | $5,047+8.0% | $3,741+45.8% |
| Admin fee / account holder | $3,677 | $6,321-41.8% | $8,930-58.8% | $5,306-30.7% |