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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,761 | $99,994+6.8% | $146,647-27.2% | $85,851+24.4% |
| Participation rate | 97.5% | 73.1%+24.4pp | 80.1%+17.4pp | 69.3%+28.1pp |
| Annual return | 11.72% | 18.93%-7.2pp | 22.75%-11.0pp | 318.63%-306.9pp |
| Employer contribution / active EE | $6,814 | $2,559+166.3% | $4,137+64.7% | $2,565+165.6% |
| Participant deferral / active EE | $6,315 | $4,006+57.6% | $5,506+14.7% | $3,952+59.8% |
| Admin fee / account holder | $2,783 | $7,703-63.9% | $10,281-72.9% | $6,261-55.5% |