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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,383 | $57,330+14.0% | $86,656-24.5% | $75,177-13.0% |
| Participation rate | 76.2% | 63.2%+13.0pp | 71.7%+4.5pp | 67.2%+9.0pp |
| Annual return | 19.00% | 2675.40%-2656.4pp | 593.09%-574.1pp | 160.75%-141.7pp |
| Employer contribution / active EE | $4,284 | $2,316+84.9% | $3,025+41.6% | $2,671+60.4% |
| Participant deferral / active EE | $5,197 | $3,320+56.5% | $4,439+17.1% | $4,126+25.9% |
| Admin fee / account holder | $1,547 | $4,115-62.4% | $5,619-72.5% | $5,651-72.6% |