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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,314 | $100,938-31.3% | $90,461-23.4% | $158,982-56.4% |
| Participation rate | 89.5% | 75.0%+14.4pp | 72.7%+16.8pp | 82.0%+7.5pp |
| Annual return | 19.65% | 1727.20%-1707.6pp | 1294.76%-1275.1pp | 302.99%-283.3pp |
| Employer contribution / active EE | $5,002 | $3,691+35.5% | $3,264+53.3% | $4,763+5.0% |
| Participant deferral / active EE | $5,269 | $4,350+21.1% | $3,964+32.9% | $5,983-11.9% |
| Admin fee / account holder | $1,433 | $6,510-78.0% | $5,617-74.5% | $11,252-87.3% |