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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,258 | $90,607-56.7% | $79,467-50.6% | $135,380-71.0% |
| Participation rate | 88.9% | 76.0%+12.8pp | 73.3%+15.5pp | 82.6%+6.2pp |
| Annual return | -9.13% | 977.74%-986.9pp | 718.30%-727.4pp | 519.81%-528.9pp |
| Employer contribution / active EE | $4,827 | $3,068+57.4% | $2,800+72.4% | $4,779+1.0% |
| Participant deferral / active EE | $5,069 | $4,050+25.2% | $3,704+36.9% | $5,609-9.6% |
| Admin fee / account holder | $687 | $5,895-88.4% | $5,104-86.5% | $10,828-93.7% |