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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,728 | $61,125+59.9% | $94,057+3.9% | $87,485+11.7% |
| Participation rate | 84.1% | 64.1%+20.0pp | 73.3%+10.7pp | 68.9%+15.2pp |
| Annual return | 17.34% | 35.20%-17.9pp | 480.62%-463.3pp | 26.06%-8.7pp |
| Employer contribution / active EE | $5,343 | $2,136+150.1% | $2,933+82.2% | $2,596+105.8% |
| Participant deferral / active EE | $6,195 | $3,260+90.0% | $4,709+31.5% | $4,274+45.0% |
| Admin fee / account holder | $1,342 | $5,629-76.2% | $7,244-81.5% | $7,775-82.7% |