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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,728 | $51,638+89.3% | $68,368+42.9% | $82,448+18.5% |
| Participation rate | 84.1% | 63.6%+20.5pp | 73.8%+10.3pp | 68.1%+16.0pp |
| Annual return | 17.34% | 37.53%-20.2pp | 292.57%-275.2pp | 41.64%-24.3pp |
| Employer contribution / active EE | $5,343 | $2,047+161.1% | $2,649+101.7% | $2,551+109.4% |
| Participant deferral / active EE | $6,195 | $2,914+112.6% | $4,123+50.3% | $4,139+49.7% |
| Admin fee / account holder | $1,342 | $4,643-71.1% | $5,150-73.9% | $7,234-81.4% |