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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,929 | $105,623+5.0% | $87,502+26.8% | $273,972-59.5% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | -0.26% | 12.26%-12.5pp | 12.21%-12.5pp | 41.46%-41.7pp |
| Employer contribution / active EE | $17,647 | $3,141+461.9% | $2,550+592.1% | $4,869+262.5% |
| Participant deferral / active EE | $2,696 | $3,601-25.1% | $3,149-14.4% | $5,287-49.0% |
| Admin fee / account holder | $890 | $4,781-81.4% | $4,221-78.9% | $10,133-91.2% |