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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,228 | $83,485+72.8% | $125,195+15.2% | $72,976+97.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 5.06% | 25.77%-20.7pp | 43.79%-38.7pp | 81.02%-76.0pp |
| Employer contribution / active EE | $12,000 | $2,346+411.6% | $3,866+210.4% | $2,440+391.8% |
| Participant deferral / active EE | $2,394 | $3,586-33.3% | $4,937-51.5% | $3,608-33.7% |
| Admin fee / account holder | $1,053 | $5,518-80.9% | $9,704-89.2% | $5,124-79.5% |