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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,681 | $160,070-30.2% | $147,117-24.1% | $145,897-23.5% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 15.71% | 98.69%-83.0pp | 420.54%-404.8pp | 552.29%-536.6pp |
| Employer contribution / active EE | $10,609 | $5,285+100.8% | $4,932+115.1% | $4,663+127.5% |
| Participant deferral / active EE | $8,905 | $8,419+5.8% | $8,065+10.4% | $6,689+33.1% |
| Admin fee / account holder | $1,598 | $15,035-89.4% | $12,993-87.7% | $13,390-88.1% |