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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,316 | $62,592-26.0% | $85,709-46.0% | $85,847-46.0% |
| Participation rate | 87.1% | 61.1%+26.0pp | 69.9%+17.3pp | 69.3%+17.8pp |
| Annual return | 6.15% | 23.77%-17.6pp | 21.49%-15.3pp | 318.61%-312.5pp |
| Employer contribution / active EE | $1,693 | $1,755-3.6% | $2,619-35.3% | $2,565-34.0% |
| Participant deferral / active EE | $2,663 | $2,802-5.0% | $3,924-32.1% | $3,952-32.6% |
| Admin fee / account holder | $2,766 | $4,643-40.4% | $6,876-59.8% | $6,261-55.8% |