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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,143 | $51,222-6.0% | $70,544-31.8% | $75,173-36.0% |
| Participation rate | 71.8% | 61.0%+10.9pp | 68.4%+3.5pp | 67.2%+4.6pp |
| Annual return | 9.20% | 30.06%-20.9pp | 32.79%-23.6pp | 160.72%-151.5pp |
| Employer contribution / active EE | $1,763 | $1,827-3.5% | $2,976-40.7% | $2,671-34.0% |
| Participant deferral / active EE | $3,766 | $2,850+32.1% | $4,568-17.6% | $4,126-8.7% |
| Admin fee / account holder | $761 | $4,096-81.4% | $6,427-88.2% | $5,651-86.5% |