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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,599 | $100,938-7.3% | $90,461+3.5% | $158,982-41.1% |
| Participation rate | 91.7% | 75.0%+16.6pp | 72.7%+19.0pp | 82.0%+9.7pp |
| Annual return | 9.13% | 1727.20%-1718.1pp | 1294.76%-1285.6pp | 302.99%-293.9pp |
| Employer contribution / active EE | $1,772 | $3,691-52.0% | $3,264-45.7% | $4,763-62.8% |
| Participant deferral / active EE | $4,418 | $4,350+1.6% | $3,964+11.5% | $5,983-26.2% |
| Admin fee / account holder | $1,641 | $6,510-74.8% | $5,617-70.8% | $11,252-85.4% |