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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,599 | $100,868-7.2% | $90,414+3.5% | $158,931-41.1% |
| Participation rate | 91.7% | 75.0%+16.6pp | 72.7%+19.0pp | 82.0%+9.7pp |
| Annual return | 9.13% | 1724.58%-1715.4pp | 1293.19%-1284.1pp | 302.86%-293.7pp |
| Employer contribution / active EE | $1,772 | $3,689-52.0% | $3,262-45.7% | $4,761-62.8% |
| Participant deferral / active EE | $4,418 | $4,348+1.6% | $3,963+11.5% | $5,982-26.1% |
| Admin fee / account holder | $1,641 | $6,502-74.8% | $5,611-70.8% | $11,247-85.4% |