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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,849 | $109,905-6.4% | $98,506+4.4% | $167,553-38.6% |
| Participation rate | 86.7% | 75.8%+10.8pp | 73.3%+13.3pp | 82.1%+4.6pp |
| Annual return | 5.91% | 1960.20%-1954.3pp | 1494.92%-1489.0pp | 478.89%-473.0pp |
| Employer contribution / active EE | $1,562 | $3,226-51.6% | $2,961-47.3% | $4,840-67.7% |
| Participant deferral / active EE | $4,274 | $4,674-8.6% | $4,277-0.1% | $6,343-32.6% |
| Admin fee / account holder | $40,157 | $6,760+494.0% | $5,955+574.4% | $12,316+226.0% |