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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,969 | $223,823-47.7% | $211,142-44.6% | $154,746-24.4% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 16.58% | 50.39%-33.8pp | 46.84%-30.3pp | 172.34%-155.8pp |
| Employer contribution / active EE | $7,294 | $6,787+7.5% | $6,442+13.2% | $4,379+66.6% |
| Participant deferral / active EE | $11,991 | $9,750+23.0% | $9,284+29.2% | $6,730+78.2% |
| Admin fee / account holder | $3,692 | $19,707-81.3% | $19,076-80.6% | $14,365-74.3% |