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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,064 | $201,344-55.3% | $184,243-51.1% | $145,877-38.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.03% | 29.01%-11.0pp | 28.82%-10.8pp | 551.28%-533.2pp |
| Employer contribution / active EE | $7,718 | $7,022+9.9% | $6,427+20.1% | $4,663+65.5% |
| Participant deferral / active EE | $13,062 | $9,807+33.2% | $9,132+43.0% | $6,691+95.2% |
| Admin fee / account holder | $851 | $16,382-94.8% | $13,914-93.9% | $13,402-93.7% |