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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,099 | $185,883-66.1% | $170,043-62.9% | $139,466-54.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 220.90% | 60.54%+160.4pp | 53.40%+167.5pp | 373.66%-152.8pp |
| Employer contribution / active EE | $5,456 | $7,596-28.2% | $6,790-19.6% | $4,754+14.8% |
| Participant deferral / active EE | $9,406 | $11,626-19.1% | $10,410-9.7% | $6,712+40.1% |
| Admin fee / account holder | $426 | $15,393-97.2% | $12,824-96.7% | $11,409-96.3% |