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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,969 | $209,336-44.1% | $197,124-40.7% | $137,256-14.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.58% | 48.09%-31.5pp | 44.34%-27.8pp | 220.34%-203.8pp |
| Employer contribution / active EE | $7,294 | $6,591+10.7% | $6,227+17.1% | $4,156+75.5% |
| Participant deferral / active EE | $11,991 | $9,614+24.7% | $9,135+31.3% | $6,407+87.2% |
| Admin fee / account holder | $3,692 | $17,308-78.7% | $16,298-77.3% | $12,270-69.9% |