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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,622 | $96,361-95.2% | $80,607-94.3% | $139,456-96.7% |
| Participation rate | 76.2% | 73.6%+2.5pp | 67.0%+9.2pp | 80.3%-4.1pp |
| Annual return | 17.34% | 1350.95%-1333.6pp | 936.11%-918.8pp | 373.45%-356.1pp |
| Employer contribution / active EE | $0 | $3,262-100.0% | $2,724-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,360 | $5,232-54.9% | $4,448-46.9% | $6,711-64.8% |
| Admin fee / account holder | $2,159 | $6,601-67.3% | $5,379-59.9% | $11,407-81.1% |