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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,545 | $117,895-21.5% | $102,460-9.7% | $145,897-36.6% |
| Participation rate | 55.6% | 78.6%-23.1pp | 76.5%-21.0pp | 80.3%-24.8pp |
| Annual return | 15.14% | 31.92%-16.8pp | 29.47%-14.3pp | 552.29%-537.2pp |
| Employer contribution / active EE | $922 | $3,619-74.5% | $3,025-69.5% | $4,663-80.2% |
| Participant deferral / active EE | $5,874 | $5,736+2.4% | $5,056+16.2% | $6,689-12.2% |
| Admin fee / account holder | $7,438 | $13,353-44.3% | $9,460-21.4% | $13,390-44.5% |