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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,690 | $124,425-9.4% | $112,040+0.6% | $137,256-17.9% |
| Participation rate | 62.5% | 79.3%-16.8pp | 76.5%-14.0pp | 80.0%-17.5pp |
| Annual return | 13.28% | 24.72%-11.4pp | 24.52%-11.2pp | 220.34%-207.1pp |
| Employer contribution / active EE | $947 | $3,411-72.2% | $2,954-67.9% | $4,156-77.2% |
| Participant deferral / active EE | $2,127 | $5,718-62.8% | $5,098-58.3% | $6,407-66.8% |
| Admin fee / account holder | $31,901 | $15,207+109.8% | $12,098+163.7% | $12,270+160.0% |