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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,197 | $93,598-60.3% | $135,974-72.6% | $75,173-50.5% |
| Participation rate | 87.5% | 75.2%+12.3pp | 81.9%+5.6pp | 67.2%+20.3pp |
| Annual return | 25.91% | 30.89%-5.0pp | 68.30%-42.4pp | 160.72%-134.8pp |
| Employer contribution / active EE | $3,066 | $3,538-13.3% | $4,859-36.9% | $2,671+14.8% |
| Participant deferral / active EE | $7,142 | $6,405+11.5% | $7,760-8.0% | $4,126+73.1% |
| Admin fee / account holder | $493 | $6,978-92.9% | $10,767-95.4% | $5,651-91.3% |