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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,464 | $82,674-68.0% | $125,381-78.9% | $68,486-61.4% |
| Participation rate | 76.9% | 75.1%+1.9pp | 82.4%-5.5pp | 67.9%+9.0pp |
| Annual return | -27.38% | -5.97%-21.4pp | 572.31%-599.7pp | -7.85%-19.5pp |
| Employer contribution / active EE | $2,997 | $3,382-11.4% | $4,815-37.8% | $2,597+15.4% |
| Participant deferral / active EE | $6,395 | $6,111+4.6% | $7,448-14.1% | $4,028+58.8% |
| Admin fee / account holder | $936 | $6,277-85.1% | $10,007-90.6% | $5,404-82.7% |