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| Provider | Service type | Compensation |
|---|---|---|
THE BENEFIT PRACTICE1 year Service code 13 1055 WASHINGTON BLVD · STAMFORD, CT 06901 | Contract Administrator | $25,568 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $18,002 |
Filed as: OLD SLIP INVESTMENT ADVISORS Service code 27 · EIN 81-2704670 | Advisory (Plan) | $13,727 |
Filed as: EMPOWER LIFE & ANNUITY INSURANCE CO Service code 50 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Direct Payment | $2,213 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,972 | $49,940-58.0% | $95,728-78.1% | $74,440-71.8% |
| Participation rate | 89.8% | 66.8%+23.0pp | 72.3%+17.5pp | 70.7%+19.1pp |
| Annual return | 26.95% | 24.92%+2.0pp | 28.40%-1.4pp | 34.37%-7.4pp |
| Employer contribution / active EE | $1,481 | $1,639-9.7% | $2,835-47.8% | $2,638-43.9% |
| Participant deferral / active EE | $5,678 | $3,753+51.3% | $4,245+33.8% | $4,529+25.4% |
| Admin fee / account holder | $94 | $300-68.5% | $5,673-98.3% | $348-72.9% |