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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,560 | $97,550-76.9% | $120,344-81.3% | $87,485-74.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 12.72% | 18.41%-5.7pp | 20.30%-7.6pp | 26.06%-13.3pp |
| Employer contribution / active EE | $1,616 | $2,291-29.4% | $3,020-46.5% | $2,596-37.7% |
| Participant deferral / active EE | $2,765 | $4,230-34.6% | $5,135-46.2% | $4,274-35.3% |
| Admin fee / account holder | $639 | $9,543-93.3% | $12,742-95.0% | $7,775-91.8% |