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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,874 | $86,938-77.1% | $102,423-80.6% | $80,925-75.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 10.37% | 18.89%-8.5pp | 29.42%-19.1pp | 35.65%-25.3pp |
| Employer contribution / active EE | $1,690 | $2,369-28.7% | $3,023-44.1% | $2,756-38.7% |
| Participant deferral / active EE | $2,598 | $4,120-37.0% | $5,054-48.6% | $4,299-39.6% |
| Admin fee / account holder | $737 | $8,053-90.8% | $9,455-92.2% | $6,940-89.4% |