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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,807 | $80,992-81.7% | $96,534-84.7% | $75,173-80.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 14.85% | 27.05%-12.2pp | 25.88%-11.0pp | 160.72%-145.9pp |
| Employer contribution / active EE | $1,505 | $2,283-34.1% | $2,965-49.2% | $2,671-43.7% |
| Participant deferral / active EE | $2,250 | $3,929-42.7% | $4,851-53.6% | $4,126-45.5% |
| Admin fee / account holder | $930 | $6,717-86.2% | $8,253-88.7% | $5,651-83.5% |