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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,560 | $95,404-76.4% | $113,397-80.1% | $82,637-72.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 12.72% | 19.08%-6.4pp | 23.20%-10.5pp | 53.51%-40.8pp |
| Employer contribution / active EE | $1,616 | $2,307-29.9% | $2,977-45.7% | $2,552-36.7% |
| Participant deferral / active EE | $2,765 | $4,220-34.5% | $5,076-45.5% | $4,126-33.0% |
| Admin fee / account holder | $639 | $9,168-93.0% | $11,957-94.7% | $7,339-91.3% |